Consumer Investigation: What would Hochul's car insurance proposals actually mean for you?

Steal2B · 2026-04-30T12:23:09-0400

livingston said:
Consumer Investigation: What would Hochul's car insurance proposals actually mean for you?
Gov. Kathy Hochul is pushing lawsuit reforms aimed at cutting down on insurance fraud and lowering car insurance premiums, but the proposals are drawing controversy over how they would cap damages for certain drivers.

Deplorable Me · 2026-04-30T12:34:10-0400

How much of current insurance rates are:

1) Due to legalization of marijuana?

2) Illegal immigrants being on road?

Robin · 2026-04-30T12:36:56-0400

3) Due to democrats running all three branches of the state government.

Bigfoot · 2026-04-30T14:16:23-0400

Hochul's an asshole

Plater1 · 2026-04-30T14:28:31-0400

I will take illegal immigrant truck drivers who can't read street signs for $500 Bob.

Steal2B · 2026-04-30T16:23:16-0400

Bigfoot said:
Hochul's an asshole

I think she's got the otherside covered too.

OwnTheRide · 2026-04-30T17:04:23-0400

Oh, I can answer this one. Prices go up, benefits go down. I know because the thread title said Hochul.

Saltwater60 · 2026-04-30T20:03:13-0400

Deplorable Me said:
How much of current insurance rates are:

1) Due to legalization of marijuana?

2) Illegal immigrants being on road?

And us giving illegals drivers licenses.

Bigfoot · 2026-04-30T20:26:25-0400

Hochul the Horrible is an asshole.

Her horrible head is too big for her body, and her horrible teeth are too big for her horrible mouth.
Her proportions are way off. That horrible woman is just a mess. Her eyebrows are high on drugs.
If you don't believe me, just look at them, they're higher than seven sweaty Democrats.

:fukh:

GOPerfect · 2026-04-30T20:59:55-0400

This is 100% the fault of Lawyers. 100%

Saltwater60 · 2026-05-01T06:09:53-0400

GOPerfect said:
This is 100% the fault of Lawyers. 100%

Is it though? There are lawyers in all 50 states and yet we manage to have the highest rates. We manage to have the highest in the state for many things and really it’s pretty amazing, in a bad way. There has to be another reason. I agree it’s because lawsuits in part but if Hochul is saying changing the law will prevent this then nys screwed up something or did it on purpose. I can’t imagine there are this many mistakes that occur and I think a lot of this is to help friends and donors.
With that said I have little hope in anything Hochul is doing or spouting off about will solve any problems. I can’t imagine we have that many staged accidents and that much insurance fraud.
Oh and by the way if it is from the way the law was written doesn’t Hochul owe us a refund like she claims Trump does for tariffs?

GOPerfect · 2026-05-01T11:04:34-0400

Saltwater60 said:
Is it though? There are lawyers in all 50 states and yet we manage to have the highest rates. We manage to have the highest in the state for many things and really it’s pretty amazing, in a bad way. There has to be another reason. I agree it’s because lawsuits in part but if Hochul is saying changing the law will prevent this then nys screwed up something or did it on purpose. I can’t imagine there are this many mistakes that occur and I think a lot of this is to help friends and donors.
With that said I have little hope in anything Hochul is doing or spouting off about will solve any problems. I can’t imagine we have that many staged accidents and that much insurance fraud.
Oh and by the way if it is from the way the law was written doesn’t Hochul owe us a refund like she claims Trump does for tariffs?

NY and California lead the US in insurance lawsuits.

Example, in NY, they have on average, 60% more in court lawsuits against insurance companies that the state of Tennessee.

Just one example

SonOfSun · 2026-05-01T11:30:37-0400

Deplorable Me said:
How much of current insurance rates are:

1) Due to legalization of marijuana?

2) Illegal immigrants being on road?

Far less than people driving drunk. Not saying alcohol should be illegal. Weed being legal has almost zero impact. Its not the government's job to police personal behavior. I don't smoke weed, but I also don't care if someone does at home. That's their business, not mine.

The illegals aliens, yeah get them the F out. I fully support that.... but legal citizens, leave them alone. We already have laws against being intoxicated while driving. Just enforce those. Doesn't matter if its weed, alcohol, etc. Enforce that, but leave people alone in their own private activities.

SonOfSun · 2026-05-01T11:33:12-0400

GOPerfect said:
NY and California lead the US in insurance lawsuits.

Example, in NY, they have on average, 60% more in court lawsuits against insurance companies that the state of Tennessee.

Just one example

NY also has far more people.

More people = more lawsuits.

spat · 2026-05-01T15:18:28-0400

SonOfSun said:
Far less than people driving drunk. Not saying alcohol should be illegal. Weed being legal has almost zero impact. Its not the government's job to police personal behavior. I don't smoke weed, but I also don't care if someone does at home. That's their business, not mine.

The illegals aliens, yeah get them the F out. I fully support that.... but legal citizens, leave them alone. We already have laws against being intoxicated while driving. Just enforce those. Doesn't matter if its weed, alcohol, etc. Enforce that, but leave people alone in their own private activities.

Drunks go out and drive aggressively.

Pot heads sit on the couch and eat doritos.

Punish the crime, not people who you think *might* commit the crime, this is basic stuff people.

Consumer Investigation: What would Hochul's car insurance proposals actually mean for you?

livingston

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